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Why I Love Apple and The iPad

When iPad first came out, people at my work buzzed with excitement. People were shelling out $700+ for the 64GB models. I did not get it. Folks started showing up to meetings with their iPads instead of the good old yellow notepad to take notes. For Christmas that year, my husband bought me an iPad. … Continue reading

Would You Dishinherit Your Kids?

Australia’s richest person, billionaire Mom Gina Rinehart, is in a legal battle to strip her three children off their inheritance. She claims that none of them, either individually or collectively has the “knowledge, experience, judgment or responsible work ethic to administer a trust.” See more of the story at The Australian. In the book The … Continue reading

Creating SMART Goals

Annie Dillard wrote, “How we spend our days is, of course, how we spend our lives.” As I venture into a new decade in my life, I reflect over the past one. Although filled with progressive and happy experiences, I realize that I missed out on opportunities to execute some business ventures and ideas I … Continue reading

Weekly Blog Roundup

Here are my favorite reads for the week: So Over Debt – How To Build A Work Wardrobe When You’re Broke The Money Principle – Five differences between women and men and their effects on our relationship with money Life And My Finances- How To Prepare For A Job Interview Jay Catalano – A little … Continue reading

How To Payoff Debts And Live Debt Free

The U.S. National Debt is increasing at a staggering rate. The average American family debt is fairing no better. The above image is the global debt according to The Economist as of March 10, 2012. If you want to eliminate debt, you have to have a plan and take action. Critical to the plan is … Continue reading

How To Save Money Without a Budget

I am not very good at keeping a budget. I can’t keep track of how much we spend on each category and ensure we don’t go over the allocated amount on a monthly basis. It’s too many things to track individually. It’s also time consuming. Instead, I devised a different strategy for our family. If … Continue reading

Parenting and Money

My husband and I have been working our way to financial freedom. Our primary goal is to be able to retire early and live comfortably. In our 20’s, we were saddled with students loans and credit card debts. Through changes in our mindset over money and living within our means, we eliminated our debts within … Continue reading

How To Save Money On Baby Diapers

Here’s a tip on how to save money on diapers and other baby necessities. Sign up for Amazon Mom Subscribe & Save program. With the membership, you receive up to 20% discount. You also receive three free months of Amazon Prime membership. Amazon Prime provides free 2-day shipping on eligible products, free movie streaming, ability … Continue reading

Fun things happened on the way to parenthood. Well, not really.

Early in our marriage, we didn’t want kids. The world’s overpopulated. Parenthood is overrated. We want our freedom. We don’t have money. Giving birth is scary. I had lot’s of excuses, but one day I saw my newborn nephew and thought, I can do it. It took four years later, but we finally got the … Continue reading

Why Using Credit Cards is Good For You

On a previous post I talked about how we made paying our bills simple. The strategy is to use our credit card and to automate bill payments. This saves us time by eliminating the need to manage the task weekly. Click here to read the post. Most personal finance advisors will tell you to pay … Continue reading